My wife has been writing loans for the past 8 years and I have purchased a few, so I feel like I do know what I'm talking about. Most banks use KBB or NADA values when determining the value of a car. Just because someone is willing to pay 10 grand for a used Volkswagen Bug doesn't mean it's worth it. If you work for a bank or know of a bank that says a car is worth 125% of it's invoice please PM me the details cause I'm thinking of buying another Neon as a track car.
